:root{--ink:#0f1b2d;--navy:#0b2545;--blue:#13315c;--accent:#1f6feb;--line:#d8dee8;--bg:#f4f6f9;--muted:#5b6678;--err:#b42318;--ok:#137a3f}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}
body{margin:0;font:16px/1.5 -apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--bg)}
.wrap{max-width:640px;margin:0 auto;padding:0 16px}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
.top{background:var(--navy);color:#fff;position:sticky;top:0;z-index:5}
.top-in{display:flex;align-items:center;justify-content:space-between;height:56px}
.mark{display:flex;align-items:baseline;gap:8px;letter-spacing:.02em}
.mono{font-weight:800;font-size:22px;border:2px solid #fff;padding:0 6px;border-radius:4px;line-height:1.2}
.word{font-weight:600;font-size:15px;text-transform:uppercase;letter-spacing:.18em;opacity:.92}
.top-call{color:#fff;text-decoration:none;font-weight:600;font-size:14px;border:1px solid rgba(255,255,255,.4);padding:6px 10px;border-radius:999px}
.intro{padding:22px 0 6px}
h1{font-size:24px;letter-spacing:.04em;margin:0 0 4px;color:var(--navy)}
h2{font-size:19px;margin:0 0 6px;color:var(--navy)}
.lede{margin:0 0 16px;color:var(--muted);font-size:14px}
.steps{display:flex;align-items:flex-start;gap:8px;list-style:none;padding:0;margin:0 0 14px}
.steps li{flex:1;white-space:nowrap;display:flex;align-items:center;gap:6px;font-size:13px;color:var(--muted);border-top:3px solid var(--line);padding-top:8px}
.steps li span{display:inline-grid;place-items:center;width:20px;height:20px;border-radius:50%;background:var(--line);color:var(--ink);font-size:12px;font-weight:700}
.steps li.on{color:var(--navy);border-color:var(--accent);font-weight:600}.steps li.on span{background:var(--accent);color:#fff}
.steps li.done{border-color:var(--ok)}.steps li.done span{background:var(--ok);color:#fff}
fieldset{border:0;margin:0;padding:0;min-width:0}
.card{background:#fff;border:1px solid var(--line);border-radius:12px;padding:18px 16px;box-shadow:0 1px 2px rgba(16,24,40,.04)}
.f{display:block;margin:0 0 14px}
.f>span{display:block;font-weight:600;font-size:15px;margin-bottom:5px}
.f>span.sub{font-weight:400;font-size:13px;color:var(--muted);margin-bottom:3px}
.f b,.glabel b{color:var(--err)}
.f i{font-weight:400;color:var(--muted)}
.f small{display:block;color:var(--muted);font-size:12.5px;margin-top:4px}
input[type=text],input:not([type]),input[type=tel],input[type=email],input[type=date]{width:100%;height:46px;padding:10px 12px;font-size:16px;border:1px solid #c3ccd9;border-radius:8px;background:#fff;color:var(--ink)}
input[type=date]{min-height:46px;-webkit-appearance:none;appearance:none}
input[type=file]{width:100%;font-size:14px;padding:10px;border:1px dashed #b4bfcf;border-radius:8px;background:#fafbfd}
input:focus{outline:3px solid rgba(31,111,235,.25);border-color:var(--accent)}
input.invalid{border-color:var(--err);background:#fff6f5}
.group{margin:4px 0 14px;padding-top:2px}
.glabel{font-weight:600;font-size:15px;margin-bottom:6px}
.row2,.row3{display:grid;gap:0 10px;grid-template-columns:1fr 1fr}
.row3{grid-template-columns:1.4fr 1fr 1fr}
@media (max-width:420px){.row3{grid-template-columns:1fr 1fr}.row3 .f:first-child{grid-column:1/-1}}
.check{display:flex;gap:10px;align-items:center;font-size:15px;margin:2px 0 12px;cursor:pointer}
.check input{width:22px;height:22px;accent-color:var(--accent);flex:none}
.nav{display:flex;justify-content:space-between;gap:12px;margin:16px 0 8px}
.btn{appearance:none;border:0;border-radius:10px;height:50px;padding:0 22px;font-size:16px;font-weight:700;cursor:pointer}
.btn.primary{background:var(--accent);color:#fff;flex:1;max-width:260px;margin-left:auto}
.btn.ghost{background:#fff;border:1px solid #c3ccd9;color:var(--ink)}
.btn:focus-visible,.link:focus-visible,a:focus-visible{outline:3px solid rgba(31,111,235,.45);outline-offset:2px}
.btn:disabled{opacity:.6}
.muted{color:var(--muted);font-size:14px}.small{font-size:12.5px}
.seg{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin:12px 0 14px}
.seg label{position:relative}
.seg input{position:absolute;opacity:0}
.seg span{display:flex;align-items:center;justify-content:center;height:48px;border:1px solid #c3ccd9;border-radius:10px;font-weight:600;font-size:15px;background:#fff}
.seg input:checked+span{border:2px solid var(--accent);background:#eef4ff;color:var(--navy)}
.seg input:focus-visible+span{outline:3px solid rgba(31,111,235,.35)}
.formtag{display:inline-block;font-size:12.5px;font-weight:700;letter-spacing:.03em;color:var(--blue);background:#e9eef6;border-radius:6px;padding:4px 8px;margin-bottom:6px}
.agree{font-size:14px;background:#f6f8fb;border-left:3px solid var(--accent);padding:10px 12px;border-radius:6px;margin:4px 0 14px}
.sigwrap{position:relative;margin-bottom:14px}
#sigpad{display:block;width:100%;height:170px;border:1px solid #c3ccd9;border-radius:10px;background:#fff;touch-action:none;cursor:crosshair}
#sigpad.invalid{border-color:var(--err);background:#fff6f5}
.sigline{position:absolute;left:14px;right:14px;bottom:34px;border-bottom:1px solid #9aa6b8;display:flex;justify-content:space-between;pointer-events:none;color:#9aa6b8;font-size:13px}
.sigline .hint{font-size:12px}
.link{position:absolute;top:6px;right:8px;background:none;border:0;color:var(--accent);font-weight:600;font-size:14px;padding:6px;cursor:pointer}
.agree-box{font-weight:600}
.err{color:var(--err);font-weight:600;font-size:14px;margin:12px 0 0}
.done{text-align:center;padding:28px 18px}
.tick{width:56px;height:56px;border-radius:50%;background:var(--ok);color:#fff;font-size:30px;display:grid;place-items:center;margin:0 auto 10px}
.done .btn{max-width:none;width:100%;margin:12px 0 6px}
.help{font-size:14px;color:var(--muted);text-align:center;padding:14px 0 6px}
.help p{margin:4px 0}
a{color:var(--accent)}
.foot{border-top:1px solid var(--line);margin-top:16px;padding:18px 0 28px;font-size:13px;color:var(--muted);text-align:center;background:#fff}
.busy{position:fixed;inset:0;background:rgba(11,37,69,.55);display:grid;place-items:center;z-index:20;color:#fff;text-align:center}
.busy[hidden]{display:none}
.spin{display:inline-block;width:36px;height:36px;border:4px solid rgba(255,255,255,.35);border-top-color:#fff;border-radius:50%;animation:s 1s linear infinite}
@keyframes s{to{transform:rotate(360deg)}}
[hidden]{display:none!important}